The 1997 NCAA Division I-AA football season, part of college football in the United States organized by the National Collegiate Athletic Association (NCAA) at the Division I-AA level, began in August 1997, and concluded with the 1997 NCAA Division I-AA Football Championship Game on December 20, 1997, at Finley Stadium in Chattanooga, Tennessee. The Youngstown State Penguins won their fourth I-AA championship, defeating the McNeese State Cowboys by a score of 10−9.^[1]

• Prior to the 1997 season, the Atlantic 10 Conference began to sponsor football at the Division I-AA level by taking over the football-only Yankee Conference, which had been a charter member of the subdivision. All 12 members (Boston University, Connecticut, Delaware, James Madison, Maine, Massachusetts, New Hampshire, Northeastern, Rhode Island, Richmond, Villanova, and William & Mary) moved into the new conference.