Digital card

The term digital card[1] can refer to a physical item, such as a memory card on a camera,[2][3] or, increasingly since 2017, to the digital content hosted as a virtual card or cloud card, as a digital virtual representation of a physical card. They share a common purpose: Identity Management, Credit card, or Debit card. A non-physical digital card, unlike a Magnetic stripe card can emulate (imitate) any kind of card.[4] Other common uses include loyalty card and health insurance card; physical driver's license and Social Security card are still mandated by some government agencies.[1]

Front side of the first Magnetic Stripe plastic credit card. Note that the narrow magnetic stripe is on the front of the card. It was later switched to the back side.

A smartphone or smartwatch can store content from the card issuer; discount offers and news updates can be transmitted wirelessly, via Internet These virtual cards are used in very high volumes by the mass transit sector, replacing paper based tickets and earlier MagStrip cards.[5]

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