TOICA (トイカ, Toika) is a rechargeable contactless smart card ticketing system for JR Central railway network which was introduced in the Chūkyō Area (Greater Nagoya) of Japan on November 25, 2006. The name is an acronym for Tōkai IC Card.^[2] Like JR East's Suica or JR West's ICOCA, the card uses RFID technology developed by Sony known as FeliCa.^[3][4]

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Quick Facts Location, Launched ...

TOICA

Location	Usable nationwide Distributed in the Tōkai region (including Chūbu and the Greater Nagoya Area)
Launched	July 28, 2006
Technology	FeliCa
Manager	JR Central
Currency	Japanese yen (¥20,000 maximum load)
Stored-value	Pay as you go
Credit expiry	None[1]
Retailed	JR Central stations
Website	toica.jr-central.co.jp

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A year after launch, in December 2007, 350,000 cards had been issued. By Spring 2023, 3.27 million cards had been issued. In the Nagoya area, 50% of riders (and 70% of commuter pass holders) use the card.^[5]

Since 2013, it has been part of Japan's Nationwide Mutual Usage Service, allowing it to be used in major cities across the country.^[6]

As of 2022, TOICA is currently accepted on JR Central lines in the following area:

• Tōkaidō Main Line, between Atami and Maibara (the whole line of JR Central operation)
  • Includes branch between Ōgaki and Mino-Akasaka
  • East of Atami and west of Maibara, stations are served by Suica or ICOCA, see below on limitations when using
• Gotemba Line, between Kōzu and Numazu (the whole line)
  • East of Kōzu, stations are served by Suica
• Minobu Line, between Fuji and Nishi-Fujinomiya
• Iida Line, between Toyohashi and Toyokawa
• Taketoyo Line, between Ōbu and Taketoyo (the whole line)
• Chūō Main Line, between Nagoya and Nakatsugawa
• Kansai Main Line, between Nagoya and Kameyama (the whole line of JR Central operation)
  • West of Kameyama, stations are served by ICOCA
• Takayama Main Line, between Gifu and Mino-Ōta
• Taita Line, between Mino-Ōta and Tajimi (the whole line)

Since 2018, TOICA is also supported on the Aichi Loop Line (Aikan).

As of March 23, 2013, TOICA began interoperability with nine other major IC cards, allowing it to be used country-wide as part of Japan's Nationwide Mutual Usage Service.^[7] As such, it may be used interchangeably with manaca, Suica (including Mobile Suica), PASMO, ICOCA, SUGOCA, and other cards.

Prior to the beginning of nationwide interoperability, TOICA became interoperable with Suica and ICOCA in March 2008 and with SUGOCA in March 2011.

Smart card systems in Shizuoka Prefecture, namely LuLuCa (Shizuoka Railway) and NicePass (Enshu Railway), are yet to be integrated.