Truliant Federal Credit Union is a nonprofit financial institution based in Winston-Salem, North Carolina.^[3] Chartered in 1952, the credit union provides financial guidance and services to members in North Carolina, South Carolina and Virginia.^[1] As of September 2021, Truliant has more than 280,000 members and $3.6 billion in assets.^[2][4]

In 1952, Truliant Federal Credit Union was chartered as the Radio Shops Credit Union to serve employees of Western Electric in Winston-Salem, Greensboro, and Burlington.^[1][5] It was renamed North Carolina Works Federal Credit Union, then AT&T Family Federal Credit Union in 1983 with the goal of servicing employees of the telecommunications company.^[1][6]

AT&T Family Federal Credit Union expanded its services beginning in 1987 to include employee groups at Krispy Kreme, Polo Ralph Lauren and other companies.^[1] The American Bankers Association and five commercial banks sued AT&T Family Federal Credit Union in 1990 for expanding its membership to 150 employee groups nationwide,^[7] claiming the expansion violated the 1934 Federal Credit Union Act, which states members of a credit union must have a “common bond.”^[8] The U.S. Court of Appeals agreed, ruling against AT&T Family Credit Union in October 1996.^[7] The National Credit Union Administration appealed the ruling; it then went to the Supreme Court, which voted 5 to 4 against AT&T Family Credit Union and other regional credit unions, saying it violated the 1934 law.^[9] But President Bill Clinton signed a law in 1998 allowing AT&T Family Credit Union and all other credit unions to provide service to multiple groups.^[10]

In 1999, the credit union changed its name to Truliant.^[5] Truliant merged with Victory Masonic Credit Union, a historically African-American credit union in North Carolina, in 2004.^[11]

Todd Hall was named president and CEO of Truliant in January 2020.^[5]

As of 2022, Truliant has 34 branches in Virginia, North Carolina and South Carolina and more than 280,000 members.^[12][2]