Waterford is a town in Saratoga County, New York, United States. The population was 8,208 at the 2020 census.^[1] The name of the town is derived from its principal village, also called Waterford. The town is located in the southeast corner of Saratoga County and north-northwest of Troy at the junction of the Erie Canal and the Hudson River.

The village of Waterford is the oldest incorporated village in the United States, having been incorporated in 1794 before the town was formed. Waterford has been host to "Canal Fest" and "Tugboat Roundup" celebrations for many years.^{[citation needed]}

The town of Waterford was formed from the town of Halfmoon in 1816.

The Village of Waterford is located at 42°47′28″N 73°40′47″W,^[4] in the southeastern corner of the Town.

According to the United States Census Bureau, the town has a total area of 7.4 square miles (19.2 km²), of which 6.6 square miles (17.0 km²) is land and 0.9 square mile (2.2 km²) (11.59%) is water.^{[citation needed]}

The eastern town line, defined by the Hudson River, is the border with Rensselaer County, and the southern town line, defined by the Mohawk River, is the border with Albany County. The easternmost section and locks of the Erie Canal pass through the town and connect with the Hudson River. The Waterford Flight series of locks is one of the steepest in the world.^[5][6]

As of the 2010 census, there were 8,423 residents of the Town of Waterford. The racial makeup of the town was 94.8% White, 1.3% African-American, 0.1% Native American, and 1.5% Asian; in addition, 1.8% of residents were Hispanic or Latino.^[9]

• Cohoes Falls – A waterfall on the Mohawk River, and a source of water power to early industry
• Peebles Island – An island at the south part of the town
• Momentive Performance Materials Inc. (formerly General Electric Silicone Products) – Manufacturer of silicone products and specialty chemicals, may be largest employer in the town
• Northside – Actually the south side of the town of Waterford. The name may be derived from its location on the north side of the Mohawk River. Northside may also derive its name from at one time being served by the "northside" part of the Cohoes Post Office (e.g. 123 Any Street, Northside, Cohoes, NY).^{[citation needed]} After around 1960, all of Waterford was served by the Waterford Post Office.
• Peebles Island State Park – A state park in the south part of the town
• Prospect Hill – A hamlet north of Waterford village, on County Road 96
• State Canal Park – A state park in the western part of Waterford
• Sugarloaf Pond – A pond in the south part of the town
• Waterford Village – The village of Waterford, located within the Town, and right at the confluence of the Hudson and Mohawk Rivers
• St. Mary's of the Assumption Catholic Church
• St. Mary's of the Assumption Catholic School

• New York State Canal System
• Northside Historic District (Waterford, New York)
• Waterford Village Historic District (Waterford, New York)