underwater
adjective
[ ʌndəˈwɔːtə ]
• situated, occurring, or done beneath the surface of water.
• "there are underwater volcanoes in the region"
• submerged; flooded.
• "the causeway was under water"
• (of a loan) having a balance that exceeds the current market value of the loan.
• "an epidemic of underwater mortgages"
underwater
adverb
• beneath the surface of water.
• "the seal spent a lot of time underwater"